Choosing the right financial adviser is a big step, and is an important one to get right.
Before you make any decisions, we will sit down with you in order to discuss your current financial position, your long-term financial goals and objectives.
Using this information a Homecroft Wealth financial planner will create a LifeLong financial plan designed specifically for you.
Your plan forms the basis for your future financial strategy so it is important that you understand exactly what is involved.
Once you have discussed it with your financial planner, and you are happy to proceed, your financial plan will be implemented and a timetable for regular review meetings agreed.
Review meetings are a chance for you to tell us about changes in your personal circumstances, or anything else that might affect your investment strategy and financial plan.
They are also an opportunity for your financial planner to update you on changes in financial legalisation and suggest any amendments or changes to your financial plan that we think advisable.
If you would like to find out more, or you would like to arrange a no cost, no-commitment meeting with one of our financial planners, contact us.
You’ll find us reassuringly friendly, and refreshingly straightforward to talk to.
Initial discovery meeting
The objective of our first meeting is to give you a clear understanding of how Homecroft work, the services we offer and how we are paid. We then focus on you, your needs, objectives and your financial situation. This will ensure we find the solutions that are best suited to you. It is also important we understand your previous experiences and knowledge of the financial planning process as each individuals understanding of the process is different.
Establishing and prioritising your needs.
Once we have an idea of what your position is, we will work with you to identify what are your financial needs, goals and requirements. We will then prioritise them and start to form your Lifelong financial plan.
After we have worked together to identify your goals and prioritise them, then we are in a position to present our specific recommendation, your Lifelong Financial plan, which will form the basis of your future financial strategy.
Once we have presented and discussed the proposal, and you are happy to proceed, your LifeLong™ plan will be implemented.
Ongoing Lifelong reviews.
Our regular reviews are essential to ensure the plan remains appropriate. It must take into account changes in circumstance, legislative and tax changes and adapt to reflect your ongoing needs. We follow a very clear structure and agenda for these meetings to ensure your goals and objectives continue to be met.
Fees and What We Charge
Our Client Agreement and Charges can be downloaded as a PDF here.